Personal Loans made simple! Apply Now

Each business is unique and hence have specific requisites. Business loan plans offered by various banks and financial institutions across the country are customizable and customer satisfaction centric to offer business owners with a wide array of financing alternatives. A small business loan is the safest and easiest option to appropriately finance your business objectives. Banks and financial institutions now offer tailor made loans based on the nature, scope and goal of your requirements.

Features of Business Loan

Business loans in VWL Express can be availed in the range of $10,000 and up to $35,000. These loan applications usually get approved fairly quickly and sans any hassle during processing. Most banks and financial institutions provide their customers with the promise of secured lending solutions when it comes to business loans.

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Loan

Check Your Personal Loan Eligibility

Personal Loan EMI Calculator

Home Improvement
loan

Personal Loan Interest Rates

Eligibility Criteria

  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than $2200
  • No defaults in the last 24 months.
  • You must be residing in North / South America, Caribbean Countries

What does a personal loan cover?

Documents Required after Digital Approval

  • Proof of identity
  • Bank statements
  • Proof of Income
  • Current Address Proof
  • Birth certificate / Bank statements / Loan application

A home loan or car loan will allow you to use the money to purchase a home or car respectively. The good news is that when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.

What’s more! IOC Trust Bank offers fresher funding loan to help you avail of a personal loan on your very first salary. With its pre-approved personal loan, the entire processing is completed in just a few minutes.

Types of Personal loan

Wedding Loan

Make the biggest day of your life the best day with wedding Loans

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Holiday Loan

Make your Holiday the best with our flexible loan program

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Home Renovation

Renovate and make a home for you and your family with our programs

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Top Up Loan

Contact our department for Loan Top-up

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Fresher Funding

Start with us. Get a new loan to fund your businesses

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Interest Rates

Avail personal loans at attractive interest rates of 33% per annum to 40.9% per annum. All you have to do is fill in a few details here and get to see the eligibility, applicable personal loan interest rates and your approximate EMI within a few seconds. Keeping your best interest in mind, we recommend you to go for a personal loan amount that you actually need and not more than that. This way, repayments will not be a hassle and you can pay your loans without any delay or late payment fees.

FAQs

With VWL Personal Loans

With VWL Personal Loans, you can get instant money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your child's education, buying a laptop, medical expenses or any other emergencies. With minimum documentation, you can now avail a personal loan for an amount up to $35,000 at attractive rates of interest.

Please click here if you want to apply for VWL Personal Loans.

•Wedding Loan: Proof of identity/drivers licence/Utility Bills/Rental agreement (if applicable)/Bank statements/proof of address
•Holiday Loan: Proof of identity, such as a driver's license or other state-issued ID/Proof of address, such as a utility bill or mortgage statement./Bank statements/Loan application
•Home Renovation: Property documents/Address proof/Employment proof/Income proof/Identity Proof/Credit history/Bank statements/Employment letter
•Business Loan: Tax returns/Financial statements/Business structure registration/Bank/Credit report/Financial documents/Business plan/Driving license/Address proof
•Car Loan: Identity proof/address proof/age proof/ proof of income/ bank statement signature verification/ and the vehicle loan agreement
 

There are no restrictions on taking a top-up loan on your existing one. Top up loans are usually given to who already have an existing loan. This makes the processing time for it much quicker as the approval and verification of the documents have already been done for the previous loan

It is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans.

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